E-Money license UK
EMI license UK
The United Kingdom continues to be one of the top jurisdictions for obtaining an EMI (Electronic Money Institution) financial license. Please note that this permission is a prerequisite for legal activities related to the growing popularity of electronic payments.
Comparison other jurisdiction to UK
The UK remains a trusted EMI market, and these jurisdictions offer similar fintech advantages, strong compliance standards, and cross-border payment opportunities.
| Name | Short description |
| Estonia | EMI license Estonia is attractive for digital-first firms with efficient e-governance and a tech-friendly setup; like the UK, it supports payment businesses, though Estonia is especially convenient for remote administration. |
| Malta | EMI license in Malta offers EU access, a mature financial environment, and an English-speaking regulatory landscape; it shares the UK’s credibility, while often appealing to firms seeking a flexible European base. |
| Lithuania | License EMI Lithuania is known for speed, fintech support, and practical licensing; similar to the UK in its focus on serious regulation, it is often chosen for faster setup and lower operational friction. |
Free initial consultation on legal issues, related to the daily activities of the business
EMI License in Estonia
Estonia offers many business opportunities that allow companies in this country to grow and increase their capital. One of them is electronic money services: by obtaining a license, entrepreneurs can operate throughout the European Union. Estonia also has a simplified tax system — the corporate tax rate is 20%, and retained earnings are not taxed at all.
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E-Money license Malta
The Republic of Malta is one of the top three countries by the number of issued EMI licenses. Increased interest in this jurisdiction and the status of e money license Malta is caused by certain factors, among which are the single European passport, tax preferences, loyal attitude to foreign investors, and all-round active government support to suppliers and users of financial services.
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E-Money license Lithuania
Financial institutions planning to provide services related to the issuance and turnover of electronic money in the European Union must have an <a target="_blank" href="https://www.incluence.com/emi-license">Electronic Money Institution license</a>. This is a requirement of the EU directive 2015/2366. An EMI (Electronic Money Institution) license is a legal document issued by a designated regulatory authority.
learn moreFrequently Asked Questions:
In order to obtain an EMI license in the UK, it is necessary to prepare a business plan, AML policy and other documents, register a company, hire specialists for mandatory positions (director, AML officer, etc.). Integral elements for obtaining a license are a bank account and contributed authorized capital.
In order to obtain an EMI license in the UK, you must provide: the company's statutory documents, copies of passports and resumes of its participants, business plan, AML policy and other documents. The exact list of documents, depending on the characteristics of future activities you can find out from the specialists of our company.
The final cost of obtaining a license for a payment system in the UK is depends on the various factors (region of operation of the future payment system, planned turnover, etc.). You can find out the exact cost of obtaining a payment system license in the UK by contacting our specialists.
The terms for obtaining an EMI license in the UK depend on the speed of submission of documents by the company's participants, the necessity of searching for employees, speed of opening an account and depositing the authorized capital, as well as of the consideration of the application by the regulator. Estimated term for obtaining a license - 6 months.
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